                        DISCLAIMER AND INSTRUCTIONS
                    HAVE YOU MADE YOUR WILL? WITH DISK
                              JANUARY 2001

The author, the publisher, and the vendor of these forms make no
representations or warranties regarding the outcome or the use to which
these forms are put and are not assuming any liability for any claims,
losses, or damages arising out of the use of these forms. The user of these
forms should not rely on the author or publisher of these forms for any
professional advice.

                           GENERAL INSTRUCTIONS

Self-Counsel's Legal and Business Forms on Disk contain the following files
with different extensions for your use, depending on which word processing
package you have on your computer:

  1. If you use Microsoft Word 6.0 or higher, use the file with the
     extension *.doc

  2. If you use Acrobat, use the file with the extension *.pdf


Follow these steps for using the computer forms:

  1. Using your word processing software, open the appropriate file.  (You
     will probably want to copy the file onto your hard drive, rather than
     use than use the floppy disk version.)

  2. Complete the form according to your wishes. Note that the computer form 
     has been designed to look as close as possible to the original 
     Self-Counsel Press printed form provided. The final appearance of your 
     computer form will depend upon what type of printer and word processing 
     software you are using.  As a result, some modifications may be necessary.  
     In particular, page breaks or blank lines may have to be inserted to 
     ensure that related lines of text remain on the same page.  You may wish 
     to use the original Self-Counsel Press printed form as a rough guide. 
     The computer form's design allows you to fill in all, some, or none of the 
     blank sections before printing.  Most of these blank sections are
     represented by a number of underscore characters like this "_____________."
     Sometimes these sections may be too long for your computer to fit on the
     current line, resulting in text that may look like:

               n  a  m  e      o  f     p  e  r  s  o  n _________________
               _______________________________

     instead of:

               name of person ____________________________________________

     If you do not wish to fill in the person's name just yet, simply
     delete a few of the underscore characters until the blank section fits
     on the appropriate line.

  3. Review your work.

  4. Print and sign!

                        
                               WILL FORM INSTRUCTIONS

Please be aware that there are statutory and common law rules that govern the 
making and validity of wills, some of which may be unique to the province in 
which you reside. These may include laws that require certain people to be 
included among your beneficiaries. Accordingly, and due to the uniqueness of 
individual circumstances, it may be advisable to seek professional advice when 
drafting your will and, in any event, you should consult one of the Wills guide 
books available.

You should get such advice:

  (a)  If you have a large or complex estate;
  (b)  If you are separated or contemplating divorce;
  (c)  If you are older and potentially subject to undue influence from possible 
       beneficiaries;
  (d)  If you are contemplating marriage;
  (e)  If you have questions about the will, any terms used in the form, or the 
       type of gift you wish to make.

To complete your will, follow these steps:

  (a)  In the opening clause, fill in your complete legal name, address, and the 
       date of writing the will.
  (b)  In Clause 2, insert the name and address of your executor (if male) or 
       executrix (if female), as well as the name and address of an alternative 
       executor or executrix. These people are the persons who will carry out 
       your instructions and must be of legal age. 
  (c)  In Clause 4, specify the bequests (i.e., the gifts) that you wish to give, 
       including the names and addresses of the persons ("beneficiaries") to whom 
       such bequests are to be given. Always  provide for the "residue" of your 
       estate (i.e., anything other than what is specifically mentioned).
  (d)  Sign the will in the presence of two adult witnesses. (If you are male, 
       you are the testator; if female, the testatrix.)
  (e)  Have two witnesses sign in the presence of each other and yourself. They 
       should include their addresses and occupations. Note: The witnesses to the 
       will must not be individuals to whom gifts are made, or closely related to 
       anyone to whom gifts are made.

                    LIVING WILL AND ADVANCE MEDICAL DIRECTIVE INSTRUCTIONS

Remember that a living will or an advance medical directive is an expression of 
your wishes only; it has no legal validity. You have no guarantee that it will be 
binding upon your physician, relatives, or the hospital in which you are being 
cared for.

  Don't put these documents with your will, which is looked at only after your 
death. Put them in a place where your relatives can find them and tell them where 
it is, or, better yet, give them copies. To make the best use of your living will 
and advance medical directive, follow these steps. 

  (a)  Sign and date them before two witnesses. (This helps ensure that you signed 
       of your own free will and not under any pressure.) 
  (b)  Discuss the requests with your doctor to make sure that he or she is in 
       agreement. Leave copies with your doctor for your medical file.
  (c)  Give copies to those most likely to be concerned if the time comes when you 
       no longer take part in the decisions for your own future. Enter their names 
       on the bottom line of the living will and advance medical directive. 
       Keep the original nearby, easily and readily available.
  (d)  Above all, discuss your intentions with those closest to you, now. 
  (e)  It is a good idea to look over your living will and advance medical 
       directive once a year and redate them and initial the new date to make it 
       clear that your wishes are unchanged.
  (f)  Ask a lawyer to incorporate the last paragraph of the living will in your 
       actual will.

  For more information, you may want to refer to Your Personal Directive or 
Wills Guide for Canada, published by Self-Counsel Press.

Self-Counsel Press offers a full range of legal and business titles. If you
would like to receive our latest catalogue, please complete and mail the
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